Tag Archive for 'Health care'

RESULTS: What are your future plans for offering health care to your employees?

The Question:
What are your future plans for offering health care (HC) benefits to your employees?

36% - We have and will continue to offer HC benefits.
11% - We currently have HC benefits, but plan to discontinue.
31% - We don’t have HC benefits and won’t provide them in the future.
0% - We currently don’t provide HC benefits, but plan to start.
22% -  We don’t have employees.

Jim’s Comments:
Of our respondents who have employees, those who provide healthcare benefits are not far below those who don’t.  I’m taking that as a good indicator. The response that is troubling is that 11% are currently providing coverage but plan to stop, plus no one reported they were planning to start offering healthcare benefits.  Part of the reason might be associated with economic conditions, but based on what we’re learning, it’s my opinion that the imposition of Obamacare is also involved.
I’ve been very outspoken about my opposition to Obamacare. Unfortunately, every day that goes by Obamacare continues to affirm my predictions that it’s a bad alternative to what we had and what could have been done to accomplish real reform. On my radio program this week I asked healthcare policy expert, Grace-Marie Turner, President of the Galen Institute, if 2015 was going to be the worst year yet for Obamacare? She said every year is going to replace the previous one as the worst year of Obamacare. Click here to listen to our discussions.

SBA Poll Results: How has Obamacare impacted you?

The Question:

Now that Obamacare has been in force over 6 months, how has it impacted you?

43% - Obamacare has had no negative impact on me or my business.
11% - Our previous policy was cancelled because of Obamacare.

43% - The cost of our existing insurance has increased because of Obamacare.

3% - Our new policy is not as good as the one we had before Obamacare.

Jim’s Comments:

When we asked recently what the big challenges for small businesses were, Obamacare was no higher than third on a list of five. So it didn’t surprise me when 43% of our respondents to last week’s poll said Obamacare has had no negative impact on them. But that still leaves more than half who have been negatively impacted. And I fear that many of the first 43% will have a different story in about a year when the employer mandate goes into effect.

Obamacare is bad policy, it’s a bad law, it’s bad for the U.S. healthcare system, it’s bad for the economy, and it’s going to continue to be bad for most small businesses.

SBA Poll: What do you think about Obamacare?

The Question:

The IRS director said he and his employees don’t want Obamacare - they want to keep the program they have. What do you think about that?

7% - I don’t care what kind of health insurance the IRS has.Obamacare is okay with me.

11% - I agree with IRS employees.Let me keep my current coverage too.

82% - Repeal Obamacare and we can all keep our current health insurance coverage.

My Comments:
As you can see, Obamacare is still a very unpopular law, especially among small business owners. In the Feature Article next week I’m going to have more to say about the IRS position and others who seek an exemption for this law. Stay tuned, and thanks for participating.

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Check out more of Jim’s great content HERE!

Take this week’s poll HERE!

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Small Business Advocate Poll: How will Obamacare impact your small Business?

The Question:
The Supreme Court has upheld most of Obamacare, how will this decision impact your small business?

44% - This will hurt my business

4% - This will be good for my business

42% - I don’t know, but I’m afraid of Obamacare

10% - I don’t know, but I’m not worried about it

My Comments:
Obamacare has survived a Supreme Court challenge and been judged to be constitutional. We wanted to know what our small business audience thought about that, so last week, in our online poll, we asked this question: “The Supreme Court has upheld most of Obamacare, how will this decision impact your small business?” Here’s what we learned.

Just 4% of our sample said, “This will be good for my business,” while 10% said “I don’t know, but I’m not worried about it.” But 44% reported that Obamacare, “will hurt my business,” and 42% allowed, “I don’t know, but I’m afraid of Obamacare.”

Obamacare is the law of the land, unless and until the next Congress and a new president repeals it. In fact, part of the narrative in Chief Justice Roberts’ ruling indicated that the ultimate decision about such a sweeping law should rest with the electorate.

There are 26 million small business owners in the U.S. and another 70 million small business employees. That’s a lot of votes that could be influenced by the anti-Obamacare sentiment - 86% - demonstrated in our poll.

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I’ve talked to several people in the last couple of weeks on the impact of the Supreme Court’s Obamacare decision on the economy, including Michael Reagan, son of Ronald Reagan and author of The New Reagan Revolution; and Barbara Weltman, small business attorney and author of J.K.Lasser’s Small Business Taxes. Click on the links below to download or listen.

Gobsmacked by SCOTUS with Jim Blasingame

Michael Reagan on the Supreme Court ruling on Obamacare with Michael Reagan

Obamacare my be constitutional, but businesses still uncertain with Barbara Weltman

What will Obamacare cost your small business? with Barbara Weltman

Check out more great SBA content HERE!

Take this week’s poll HERE!

Small Business Advocate Poll: Where do you stand in regard to ObamaCare?

The Question:
On the 2nd anniversary of the Patients Protection and Affordability Act (ObamaCare),
where do you stand on this law?

12% - I like it and think it will be good for America.

78% - I don’t like it and think it should be repealed.

10% - Undecided

Commentary:
In an ironic coincidence you can’t make up, during the week of the second birthday of Obamacare, the Supreme Court heard more than six hours of arguments - for and against - as it considers challenges to the constitutionality of ObamaCare.

During this momentous week we wanted to know the attitude of small businesses - Main Street’s court - on Obamacare, so we asked our audience this question: “On the 2nd anniversary of the Patients Protection and Affordability Act (ObamaCare), where do you stand on this law?”

A little more than one-in-ten of respondents to our unscientific, online poll said, “I like it and think it will be good for America.” Those who said, “I don’t like it and think it should be repealed,” came in at a resounding 78%. And those who were “Undecided,” represented 10% of our sample.

We will find out in June if SCOTUS agrees with small businesses.

Check out more great SBA content HERE!

Take this week’s poll HERE!

The compelling political stories of 2010

Does health care legislation still have some hurdles that could derail passage? Could the Democrats lose their majority as a result of their policies? With an opportunity to take advantage, will Republicans be effective or feckless?  Political operative, Rich Galen,  joins me on my radio program, The Small Business Advocate Show, to discussed these issues, plus Rich makes a bold prediction that surprise even me.

Rich is a long-time Brain Trust member, and is the publisher and writer of the thrice-weekly e-zine, Mullings.com. Take a few minutes to listen to this interview and, as always, leave your thoughts on what you think about 2010 politics. Listen Live! Download, Too!




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